Property Purchase Process And Requirements For A Diaspora Client
1. Inquiry of any Optiven Property.
- Feedback: Type of investment (Long term or Short term) through the live chat, Facebook, twitter, Skype, Whatsapp and the website (www.optiven.co.ke)
- Conversion: Further interaction to enable the client select a desired project to fit the need.
2: Investment Catalog – Send an investors' guide that will fit the client investment category.
3: Plot Selection: Client selects the preferred project.
- Site Visit: Send a representative to view on behalf, the client should provide contact to enable communication. We shall also take the client to view when he comes back to the country. (We conduct site visits free of charge).
4: Plot Availability: We shall confirm the availability of the selected plot(s) and Optiven send the online booking form for client to fill in and email back.
- Booking: Booking fee is Kshs. 1000 only and is valid for 14 days. This will enable the client decide on the mode of payment and also conduct a search.
- Due Diligence: We provide the client with copy of the Title Deed and a copy of the Mutation. This will be used to conduct a search at Land registry through the contact in Kenya. (Our agent does it at a fee of Kshs. 1000 only the search process takes one day.
5: Payment Process: The client will select terms of payment that is flexible and within their budget: we allow;
- Cash – Payment within 30 days,
- Loan facility- We have banks that we can recommend, (Obtain a letter of undertaking from the financier)
- Installment: The client can pay in installments up to a maximum of 36 months (a minimum deposit of 30%).
- Payment and Receipts - Client makes his payment to the provided Bank Account. We shall issue the client with Optiven official receipt in soft. (We file the hard copy receipts safely for the client)
6. Offer Letter: We send client the offer letter indicating the Purchase price, bank account number, terms, and expected closing costs. The offer letter valid for 7 days .Our agents have authority to issue offer letters.
7. Client Documents: sends to us a copy of ID, copy of PIN and three passport size photos (Send the document via mail)
8. Legal Documents: These are the legal document that will enable the client own the plot;
- A sale agreement: Our lawyer will prepare the agreement. We send the same as a soft copy.
- Verification - The client will verify that he is in agreement with what has been stated.
- Our agreements have the required legal standard that cannot be altered. (Agreement Fees payable to our lawyer which is highly discounted to Kshs. 5000. Client is also free to use his/her Lawyer. Kindly Note these are not legal costs of transfer and registration)
9. Completion Document: We prepare these documents upon completion of payment of the investment:
- Application for consent to transfer (in triplicate) and Land transfer forms (in triplicate). We send them as soft copies with very clear indications of where to the client is required to sign. The documents should be printed back to back.
- Once client signs and sends hard copies of above documents via courier services.
- These documents will be certified by the lawyer who will also attach a copy of the Lawyer Practicing Certificate as required by the Law Cap 300.
- Legal fees for transfer and registration is 8% of the plot value at the point of Title Deed processing.
10. Registration of the Title deed: We send all completion documents to Land registry for title transfer and registration (it takes 60 days on submitting the documents to registrar)
11. Title deed issuing: We shall send the soft copy of the title deed. The client will collect the Title deed from our office. We can also issue the title deed to an appointed person who will provide a signed authorization letter instructing us to do so. We avoid sending Title deed via courier services to avoid the risk of losing it.
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